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Review your options and discover the various types of financial aid available to students at Academy of Art University. Below you will find information on federal loans and grants, work-study programs, alternative loan options, and more.

Federal and State Aid

Academy of Art University participates in the following programs:

Undergraduate Students

Grants

Federal Pell Grant (Pell) Awarded to eligible undergraduate students (first BA/BS) and eligible education credential candidates seeking an initial credential who are enrolled in at least 6 units and are not concurrently admitted to a Master’s degree program.

Federal Supplemental Educational Opportunity Grant (SEOG) Awarded to eligible undergraduate students with exceptional financial need.

Loans

Undergraduate and post-baccalaureate students receiving loans must be enrolled half-time to be eligible.

Federal Direct Subsidized and Unsubsidized Stafford Loans Subsidized loans are available to undergraduate students with financial needs. No interest is charged on a subsidized loan while the student is in school. Unsubsidized loans are available to all students regardless of income, less any subsidized amount received.

Parent PLUS Loans (for parents) Federal Direct PLUS Loans are available to parents and stepparents of dependent students. Borrowers must meet credit history and debt burden requirements. Repayment is amortized over 10 years.

Federal Direct Graduate (Grad) PLUS Loan Federal Direct Grad PLUS loans are available to Master’s students who are enrolled at least half-time. A credit check is required to determine if the borrower has an adverse credit history.

Please contact the Student Financial Services Office for more information.

State Aid

California Grants (Cal Grants) The California Student Aid Commission makes new awards to eligible undergraduate students (based on financial need and GPA) who are California residents, who are enrolled in a minimum of six units, and who meet the application-filing deadline of March 2 (California Grants A and B.) These grants are renewable.

Federal Loan Interest Rates

Congress has passed and the President has signed the Bipartisan Student Loan Certainty Act of 2013 which ties federal student loan interest rates to financial markets. Under this Act, interest rates will be determined each June for new loans being made for the upcoming award year, which runs from July 1 to the following June 30.

Alternative Loans

Academy of Art University strongly encourages you to apply for and exhaust your eligibility for federal student loans and grants before taking out private student loans. This is because federal education loan programs offer fixed-interest loans at lower interest rates with flexible repayment plans, as well as forgiveness or discharge options.

Private Education Loans, also known as Alternative Education Loans, can help you and your families to bridge the gap between the actual cost of your education and the amount the government allows you to borrow in its programs. There are no federal forms to complete and eligibility depends on you or your cosigner’s credit score.

Additional eligibility requirements may be considered and are determined by each private lender. The interest rate and repayment provisions vary with each lender and will often change from year to year. We are happy to assist you in accessing information about outside alternative loans.

Federal Work-Study

Federal Work-Study is a federal student aid program that provides opportunities for current undergraduate and graduate students to earn money to pay for school through part-time jobs. Students can gain valuable work experience in Federal Work Study positions working for various departments within the Academy of Art University or in community service positions with our off-campus non-profit partners.

Grants & Scholarships

Since the Academy of Art University’s art scholarships program was founded over 40 years ago, we have helped over 45,000 aspiring artists and designers pursue their educational goals. Academy of Art University offers a number of innovative and inexpensive ways for first-time students, high school students, and teachers to improve their skills and experience all that we have to offer.

Achievement Scholarship

Aspiring Artists and Designers looking to attend the Academy of Art University may be eligible for the Achievement Scholarship, based on their Expected Family Contribution, which offers a limited number of awards up to $5000.

Pre-College Programs

The Pre-College Art Experience (PCAE) provides intensive, no-tuition art and design courses to current high school students. Those students receiving a passing grade in their PCAE courses can also earn scholarship money toward their undergraduate degree at the Academy of Art.

Specialty Grants & Scholarships

• Reserve Officers’ Training Corps Scholarship (ROTC)
• Academy of Art Military Scholarship
• Alumni Tuition Benefit
• Art Educators Studio Program